Age suitability for KidsMoney

Why 6-11

This age range is old enough for many children to count small amounts, notice that money can run out, and understand simple choices like spend now, save for later, or move money toward a goal. The app keeps the experience concrete: money received, money spent, money left and visible goals.

How it should be used

A parent or guardian should set up the family, choose the pocket-money rules, help the child record real-life money moments, and use the app as a starting point for calm conversations. KidsMoney is not meant to be used as an unsupervised financial account.

What KidsMoney is not

• It is not a bank, card, payment account or money-transfer service.
• It does not let children send, receive or transfer real money.
• It does not include public profiles, social posting, chat, follower features or user-generated public content.
• It does not show advertising inside the app and is not designed for behavioural advertising.

Parent involvement

Real payment happens outside the app. Parents remain responsible for deciding what money the child receives, what purchases are allowed, and whether the app fits the child's maturity, reading level and family rules. The parent PIN protects the parent overview inside the app; it is not bank-grade security.

Younger or older children

A younger child may need more parent help and may not be ready to use the app meaningfully. Older children can still use KidsMoney for planning and family conversations, but the primary intended age range for KidsMoney is 6-11.