Practice beats lectures
Children need small, safe decisions they can repeat and reflect on.
KidsMoney
Pocket money. Real money skills.
KidsMoney helps families turn everyday money into calm conversations about choices, goals, and planning.
Everyday money choices
Goals and planning
Family money talks
The principle
Children do not need a financial product first. They need practice making small money choices.
Real money skills grow from simple habits: seeing money clearly, planning ahead, comparing choices, and talking about goals without shame.
Research basis
Built around practice, autonomy and family conversation.
KidsMoney does not claim to be scientifically proven. It is designed around learning mechanisms supported by youth financial capability research: repeated practice, visible choices, goal setting and parent-child money talk.
Talk from real moments
Parent-child money conversations are part of financial socialization when they are concrete and age-appropriate.
Autonomy with guidance
Seeing choices and goals helps money become a resource for planning, not just a number.
The careful claim: KidsMoney is designed around evidence-backed mechanisms. Stronger outcome claims require KidsMoney's own user study.
The method
Four quiet steps. Repeatable in ordinary family life.
Make money visible
The child can see money, goals and recent choices without needing a spreadsheet or bank account.
Name the choice
Received money, used money, moved money toward a goal. Simple words make money less abstract.
Talk from facts
Parents get a calmer starting point for conversation, not a control panel for surveillance.
Choose the next step
Money becomes a resource for plans and tradeoffs, not only a balance to protect.
The app
A small surface for real money skills.
KidsMoney records pocket money, goals and everyday choices. Real payment stays outside the app, so the family can focus on understanding rather than transactions.
KidsMoney
Child
Now choose
Keep money available or move it toward a goal.Emma
145 kr
30 kr
Weekly money
260 kr
In goals
Gift received+100 kr
Snack after school-45 kr
Moved to skateboard+30 kr
Add money
Move to goal
Record spending
Money talk
KidsMoney
Goal
Planning
Skateboard
A wish becomes a plan when the steps are visible.
Saved
260 / 700 kr
30 kr this week
Talk before buying
440 kr left
KidsMoney
Parent
Money talk
Start from facts
See choices, goals and useful support points before the conversation.
What changed this week?
Which goal matters now?
What is the next choice?
Support goal
New money
Plan together
Not just saving
Saving is one skill. Choosing well is another.
KidsMoney keeps pocket money visible so children can practise planning, spending, saving, and tradeoffs with a parent beside them.
Uhero vision
Tools that make the next step easier to see.
KidsMoney is one small tool in a larger Uhero direction: make life choices easier to see, understand and act on.
Straight answers
Questions parents usually ask first.
Why not just use cash?
Cash is still useful. KidsMoney is for families who also want one shared record when money comes from allowance, gifts, digital purchases or saved goals.
Why not just use a spreadsheet or Notes?
A spreadsheet can work for parents who maintain it. KidsMoney is for families who want the child to open the same record, see their own money and goals, and understand what they are looking at.
Can KidsMoney send money?
No. KidsMoney records and reminds. Real payment, transfer and banking happen outside the app.
Is this child surveillance?
KidsMoney is not a monitoring app. The parent view shows the family's shared records, the same records the child can also see. There is no hidden log, location tracking or parent alert feed.
Is it a subscription?
The launch plan is a paid app, not a banking or card subscription. The App Store will show the final local price.
Launch
First release is being prepared for the App Store.
Send a short email from the form and we will reply when the launch link is live.